Don't let high rate credit cards hold you back. Fight back with your low rate SWACU Visa® Credit Card. Pay off existing balances using your SWACU Visa® Credit Card and take advantages of our 0% APR* for 9 months.
Ways we can help you:
- Save Money – Pay off high interest credit card balances.
- Consolidate Bills – Eliminate the hassle of paying multiple accounts.
- Use Your Imagination – Finance a project, take a trip and enjoy this special low interest rate!
3 ways to transfer balances:
- Log into Online Banking and fill out form by clicking on credit cards>services>balance consolidation or simply follow these instructions.
- Give us a call at 1-800-262-5325.
- Visit your nearest SWACU branch.
Be sure to have the following information before you get started:
- SWACU Credit Card Number
- Creditor Name
- Creditor Account Number
- Creditor Address
- 9 Digit Zip Code
- Dollar Amount to Transfer
Remember: When transferring a balance, you should continue to make your monthly payments to each creditor until you receive a statement from the issuer/merchant reflecting the balance transfer payment.
Hurry, this offer is valid January 1, - March 10, 2023.
Important information regarding this offer
*APR = Annual Percentage Rate. Balance transfers processed by March 10, 2023, up to your available credit limit, will receive the stated promotional APR for 9 months from transaction date. Balance transfers processed after March 10, 2023, will receive the standard APR for Cash Advances. Balance Transfers may not be used to pay off or pay down amounts you owe to SWACU. When transferring a balance, you should continue to make your monthly payments to each creditor until you receive a statement from the issuer/merchant reflecting the balance transfer payment. All existing payment terms apply. Rates are subject to change. Offer applies only to Visa® Platinum, Visa® Reward and Visa® Signature cards open for 90+days. Insured by NCUA. Offer valid 1/1/23-3/10/23.
Annual Percentage Rates (APRs) for Balance Transfers
0.00% for balance transfer. After this promotion period, your APR will be the standard APR for Cash Advances, currently 18.00%.
Complete by Date
You must complete balance transfer(s) by March 10, 2023 for the promotional APR to apply. If you request one after that date, we may still honor the balance transfer transactions(s) but you will not receive the promotional APR. Instead, the standard APR for Cash Advances will apply.
2.99% or minimum of $25.