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We bet you got into the airline industry because you're a traveler at heart. But after every adventure, it's nice to kick your feet up in a place you can call home.

Our home mortgage loans feature excellent rates, and the assurance that SWACU will have your back through the life of the loan. We offer a variety of mortgage programs — let us help you find the perfect one today!

If you have mortgage questions or need to submit individual documents for your applicaton our Mortgage Team will be happy to help. Text us at 972-616-7992 or call us at 1-800-262-5235, Monday-Friday, 8:30am - 5:00pm CST. We're also available via email at [email protected]

  • Competitively low rates for home purchase or refinance
  • Available for primary residence, second homes, or vacation homes
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available
  • Helpful loan advisors that will walk you through the process, step-by-step
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Quick decision-making and processing
  • Attentive, friendly service from start to finish

Visit our Mortgage Web Center to check rates, get a quote, and start the application process!

SWACU partners with Member First Mortgage to offer VA and FHA loan options. 

If you are looking to purchase a home:

Proof of income:

  • W2 income, the most recent 30 days of paystubs with year to date earnings on stubs along with the prior 2 years W2’s
  • Self-Employed income, the most recent 2 years of tax returns with all schedules and attachments
  • Retirement income, Social security form SSA-1099, award letter
  • Pensions, 1099-P, award letter for pension
  • Child support/alimony – divorce decree
  • Disability – will be determined upon review of your application

Assets:

  • Asset statements – the most recent 60 days of statements (assets include your down payment, closing costs and/or monthly reserves)        
    • If you listed your SWACU account for your assets, you do not need to send your SWACU statements

Proof of Homeowners insurance:

  • Declarations page from the homeowners insurance policy (submit during the processing stage of your application)

*Other documentation may be required upon review of your application.

 

If you are looking to refinance a home:

Proof of income:

  • W2 income, the most recent 30 days of paystubs with year to date earnings on stubs along with the prior 2 years W2’s
  • Self-Employed income, the most recent 2 years of tax returns with all schedules and attachments
  • Retirement income, Social security form SSA-1099, award letter
  • Pensions, 1099-P, award letter for pension
  • Child support/alimony – divorce decree
  • Disability – will be determined upon review of your application

Assets:

  • Asset statements – the most recent 60 days of statements (if you included assets on your application)       
    • If you listed your SWACU account for your assets, you do not need to send your SWACU statements

Mortgage:

  • Most recent mortgage statement

Proof of Homeowners insurance:

  • Declarations page from the homeowners insurance policy

*Other documentation may be required upon review of your application.

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