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Sure you have to mow the lawn and pull the weeds, but home ownership has some serious advantages too. Like having the ability to turn your home's equity into a competitive-rate line of credit.

A HELOC features revolving funds that can be used again and again without having to reapply — perfect for ongoing projects like building a backyard oasis. And we'll work with you to find repayment terms that fit your budget. Apply for your HELOC online today!

  • Competitive rates for several ongoing or seasonal needs:
  • Education expenses
  • Major life events
  • Major home improvements
  • Debt consolidation
  • Emergency reserve
  • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via check or deposit to a specified SWACU checking account
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Quick decision-making and processing
  • Attentive, friendly service from start to finish

Visit our Mortgage Web Center to check rates, get a quote, and start the application process!

*Consult a tax advisor.

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