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Don't like to carry cash? No problem! SWACU's Visa® debit cards make it easy to make all of your purchases without keeping cash in your pocket. Not to mention, Visa is accepted at more than 16 million locations worldwide — so you're sure to never be caught off guard.

CHOOSE FROM TWO DESIGN OPTIONS:                                                                     


Horizontal Debit Card

                             Vertical Debit Card

Horizontal Design

Vertical Design


  • Free with SWACU deposit accounts
  • Free ATM withdrawals at SWACU – DAL Branch, CO-OP® and MoneyPass®  network ATMs nationwide
  • Use your debit card to qualify for rewards with free LUV Reward Checking or LUV Tunes Checking
  • More convenient and safe than cash or check
  • Overdraft Protection and Courtesy Pay are available on checking accounts with debit cards
  • Cash will be withdrawn from your savings/and or checking account
  • Use as a debit card anywhere Visa is accepted
  • Purchases are withdrawn directly from your checking account
  • Easily replaced if lost or stolen

We're committed to keeping your financial information safe. Visit our Fraud Prevention page to learn more.

Now you can enjoy the ease and security of using your debit card on your phone! Be sure to add your SWACU Debit Card to your phone's Digital Wallet for the convenience and safety of carrying your card everywhere you go without fear of it being lost or stolen.

Digital Wallets Available:

  • Apple Pay
  • Google Wallet
  • Samsung Pay

Please note: When activating your SWACU Debit Card within your Digital Wallet, you will need to call 214-956-3990 to complete enrollment for verification and security.

Within online banking, you can manage your debit card to better connect you with card management functions, card controls, convenience, and transparency.


  • Add your SWACU debit card to your digital wallet (ApplePay® /GooglePay®).
  • View debit card number, CVV code and expiration date.
  • Activate your debit card and set a PIN.
  • View a list of merchants that store your card information and a list of merchants who you have recurring payments.
  • Set up push or email notifications, if you choose.
  • Enable Transaction Enrichment, which allows you to view additional information about merchants for each debit card transaction (store name, address, logo, contact information, and street view).
  • Report your card as Lost or Stolen. 
  • Submit travel notifications (up to 15 destinations and 15 days of travel). Contact SWACU if your trip is longer than 15 days.
  • Hide, show or add SWACU debit cards.

*ATM Fee reimbursements (from checking account only) provided only if qualifications are met within the monthly qualification cycle. The ATM refunds will be credited to your account on the last day of the statement cycle. ATM refunds are for domestic ATMs only.

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