A personal line of credit is probably the best kept secret in financial tools. Utilize the pre-approved credit line for occasional needs, short-term situations, or to consolidate debt. Unlike a traditional loan, you only pay interest on what you use, not the entire amount.
And there's no need to reapply each time you need the funds. It's like a loan and a credit card merged into one perfect union just to help you make life a little easier. Apply for yours today!