Home Equity Loans

We're celebrating 50 years of serving our members - and you get the gift!

For the next 50 days, take advantage of our limited-time Home Equity Loan offer
and make your homes value work for you. 

Already have a home loan with another lender? No problem!

At SWACU, you can tap into your home’s equity—even if your existing mortgage is with someone else.
Use the cash in your home for
home improvements, debt consolidation, college expenses or anything else you need.

50 Years of Service
50 Days to lock in your best rate
at
5.00% APR* at 50 Months 

^{*Other rates and terms available, just ask!}

Apply Now

^{'APR=Annual Percentage Rate. All loans are subject to credit approval and Southwest Airlines Federal Credit Union lending policies. Other 
restrictions may apply. A sample loan payment for a fixed equity loan based on $50,000 at 5.00% APR for 50 months is $1,109.86. Term of loan may be extended to a 60-month term. The payment example does not include amounts for taxes and insurance premiums, and if applicable, the actual payment obligation will be greater. Rates, terms, and conditions are subject to change at any time without notice. Finance charges begin accruing as of the loan disbursement date. Texas homestead properties are limited to 80% combined loan to fair market value for home equity financing. Additionally, there is a 12-day cooling off period and a 3-day right of rescission after closing before the funds may be disbursed. Property insurance is required, including flood insurance where applicable. The approval is subject to application, credit qualification, and income verification; additional evaluation and verification criteria may apply. Offer ends September 12, 2025.}

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Use your home's equity for more than bragging rights. A home equity loan leverages the equity built into your home as collateral to secure competitive-rate financing.

Consolidate debt, build an extension to your home, have the wedding of your dreams — with a home equity loan, you can finance just about any need. And once you apply, you'll get a decision back fast from a credit union that puts its focus not on profits, but on its people.

If you have questions or need to submit individual documents for your application our Mortgage Team will be happy to help. Text us at 972-616-7992 or call us at 1-800-262-5325, Monday-Friday, 8:30am - 5:00pm CST. We're also available via email at [email protected].