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We LUV products that do double duty, like our free Membership Savings Account. Not only does this account give you a safe place to sock away your cash, it also grants you full membership to Southwest Airlines Federal Credit Union!

Just a $5 deposit means you get access to high-dividend accounts, low-interest loans, robot tellers that can see your future…okay, we might've made that last one up. Open your account today to get your SWACU membership started (and we'll keep working on the fortune-telling tellers thing).



  • Grants you full SWACU membership
  • Earn dividends on balances of $100 or more
  • Dividends earned daily, credited quarterly
  • No monthly service charge
  • Must maintain a minimum balance of $5*
  • Free online banking
  • Free mobile banking
  • Free e-Statements
  • Free telephone banking
  • $5 minimum deposit to open

There are several ways to get your Membership Savings Account started. You can fill out an online information form by clicking on the "Open Now" button above or below, visit a branch, or apply by phone or mail.

In order to become a member, we will require additional documentation to help us comply with the USA Patriot Act. We will also ask you to fill out a signature card to make your membership official.

Additional document needed for opening your membership account:

  1. A driver's license (or other official picture identification)
  2. A second form of identification, such as a pay stub, employer ID badge, or utility bill
  3. Proof of eligibility to join the credit union (i.e. pay stub, employer ID badge, business card)
  4. Document showing your current physical address (even if you do not receive mail at that location), such as a driver's license, pay stub, employer ID or current utility bill

If you would like to join by phone or mail, give one of our Member Service Representatives a call at 800-262-5325, and we'll mail you everything you need to open a SWACU account.

*This account is a requirement to be a member of SWACU.

Not currently enrolled in eStatements?
Effective November 2, 2023, a fee of $2 per mailed statement will be assessed to the member account. Member's under 18, and over the age of 65 will be exempt. To enroll in to eStatements follow these steps:

From your HOME screen on your online baking, select MEMBER SERVICES. Under the MEMBER SERVICES tab select ESTATEMENTS then make your selection to ACCEPT or DECLINE.

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