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The Go.Money Teen Account was made for teens on-the-go. Help teach your teens financial literacy and the value of money while they earn Amazon or iTunes credit! Give your teens the opportunity to have a little financial freedom by learning money management before they are out on their own. This account is packed with great benefits, freedom, and the safety net of parental control through CardValet.


  • Available to teens ages 13-18
  • FREE Debit account that pays you in iTunes or refunds
  • Earn up to $10 every month in iTunes or refunds*
  • No monthly service charge
  • No minimum balance to earn rewards
  • FREE Online Banking
  • FREE Mobile Banking with Mobile Deposit
  • FREE e-Statements
  • FREE Shared Branching
  • ATM withdrawal fee refunds up to $20 per month, nationwide*
  • $5 deposit to open
  • SWACUWallet (ApplePay, AndroidPay, etc.)
  • CardValet (Parents)
  • Scholarship Opportunities

Stay on the go and earn rewards along the way… here’s how

  1. Make sure the following requirements have posted during the Monthly Qualifying Cycle (meaning, the calendar month)
  2. Use your debit card 15 times at stores, to get gas, or anywhere your Visa Debit Card is accepted by swiping or inserting.
  3. Be enrolled and receive eStatements

If you don’t meet the requirements to get your monthly rewards, don’t worry! Just work towards getting the reward the next month!

From your HOME screen on your online baking, select MEMBER SERVICES. Under the MEMBER SERVICES tab select ESTATEMENTS then make your selection to ACCEPT or DECLINE.

*The minimum to open account is $30. To meet qualifications, 15 debit card purchases of at least $5.00 and member must be enrolled in eStatements. If qualifications are met each monthly qualification cycle: (1) Earn up to $10 in refunds of Apple Music®, iTunes®, Apple One®,  Amazon®, Spotify®, Uber®, or Uber Eats®; (2) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. Monthly Qualification Cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Up to $20.00 in domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one (1) Go.Money Teen account per social security number. Must be 13 years of age to open this account. On owner’s 18th birthday, this account will be converted to a LUV Tunes Checking account, subject to the terms and conditions of such account. Fees may reduce earnings. Apple Music®, iTunes®, and Apple One® are registered trademark of Apple Inc.; Amazon® is a registered trademark of Amazon Inc.; Spotify® is a registered trademark of Spotify Inc.; Uber® and Uber Eats® are registered trademarks of Uber Technologies Inc.; and Visa® is a registered trademark of Visa Inc.  Apple Inc., Amazon Inc., Spotify Inc., and Uber Technologies Inc. are not participants in or sponsors of this program. Insured by NCUA.

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