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Part of what makes SWACU so unique is that we're made up of members all across the country. We know that means giving our members nationwide access to their money is vital.

That's why we've partnered up with the CO-OP ATM network to give you access to 30,000 surcharge-free ATMs all around the US. So you can always access your money for free, no matter where you are!

  • Easily find an ATM virtually anywhere in the US
  • Make surcharge-free withdrawals at 30,000 locations nationwide
  • Make surcharge-free deposits at over 9,000 ATM locations nationwide
  • Easily search for the location nearest to you:
    • Online - by address, city and state, or zip code
    • Text - Send a street address or zip code or "City State" to 692667 (my coop) to find the closest locations
    • Call – 1-888-SITE-CO-OP for locations
    • GPS – Add CO-OP ATM Network Locator database to your GPS

Don't forget that LUV Reward Checking and LUV Tunes Checking account holders receive ATM withdrawal fee refunds, nationwide!*

*Up to $20.00 in domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle.

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