Skip to content

Ultimate Financial Challenge Credit Cards

Lower the Boom on high-rate credit cards. 

Racked up some hefty debt on your high rate credit card while shopping for the holidays? Transfer your credit card balances to a SWACU Visa® Credit Card and get 0% APR on balance transfers for 9 months*

Apply Today!

APR = Annual Percentage Rate. Balance transfers processed by February 28, 2022, up to your available credit limit, will receive the stated promotional APR for 9 months from transaction date. Balance transfers processed after February 28, 2022, will receive the standard APR for Cash Advances. Balance Transfers may not be used to pay off or pay down amounts you owe to SWACU. When transferring a balance, you should continue to make your monthly payments to each creditor until you receive a statement from the issuer/merchant reflecting the balance transfer payment. All existing payment terms apply. Rates are subject to change. Offer applies only to Visa® Platinum, Visa® Reward and Visa® Signature cards open for 90+days.

**Rewards valid on select SWACU Visa Credit Cards

Ultimate Financial Challenge

Join us on the Ultimate Financial Challenge and become a SWACU Champion. 

Whether you have plans to consolidate debt, purchase a new to you car, or move into your dream home this year, SWACU is in your corner and ready to help you knockout those financial challenges. 

Apply today for a SWACU Visa Credit Card.

Let us be in your corner when it comes to Home Ownership.

Learn More


Holiday Signature Loan Special 

Shine bright this holiday season with a SWACU Holiday Signature Loan. Get the money you need for the Holiday gifts you want. Whether you need extra cash to cover expenses for Christmas gifts, holiday travel and more, we can help you make it happen.

Borrow up to $10,000 for 12 months at a low-rate of 3.99% APR*.

Act Fast! This offer is valid for a limited time. 

Apply Today

*APR - Annual Percentage Rate. Promotional rate of 3.99% reflects 12-month term, loan amount must be between $500 and $10,000 and is based on applicant meeting certain credit criteria. This promotional offer does not include existing signature loans and refinancing existing SWACU loans do not qualify. Example Repayment Term: 12 monthly payments of $85.15 for a $1,000 loan at 3.99%. Other terms and conditions may apply. Offer valid through January 31st, 2022. 

Apply for a Loan

Need financing? We've got your back. Apply online in just minutes!

Consumer Loans Mortgage Loans

Become a Member

Join the SWACU family for awesome rates and unmatched service.

Learn More Join