Holiday Loan: *APR=Annual Percentage Rate. Promotional rate of 5.99% reflects 12-month term, loan amount must be between $500 and $10,000 and is based on applicant meeting certain credit criteria. This promotional offer does not include existing signature loans and refinancing existing SWACU loans do not qualify. Example Repayment Term: 12 monthly payments of $860.62 for a $10,000 loan at 5.99%. Other terms and conditions may apply. Offer valid November 1st, 2022-January 31, 2023.