LUV Fund Money Market Account
Seasoned savers can benefit from our LUV Fund Money Market Account. Enjoy rates based on a tiered structure — so the higher your balance, the higher your rate.
Current Rates:
Up to $9,999.99 = 2.50% APY*
$10,000-49,999.99 = 3.00% APY*
$50,000+ = 3.50% APY*
Compare the Different Kinds of Savings Accounts
| LUV Fund Money Market | Membership Savings | Term Share Certificates |
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Open a new LUV Fund Money Market within our Online Banking platform:
On Mobile: Go to the “Accounts” tab click on "Add an account" and then click on “Open a new share”, select “LUV Fund”, and follow the prompts to open your account.
On Desktop: Go to the “Accounts” tab click on “Open a new share”, then select “LUV Fund”, and follow the prompts to open your account.
Note: If you already have a LUV Fund opened the option to open another one will not appear.
Contact Us
Stop by a branch or give us a call to open. We'd be happy to help!
- Tiered rate structure, higher yields on larger balances
- Dividends earned daily, credited monthly
- Unlimited deposits
- Free online banking
- Free mobile banking
- Free e-Statements
- Free telephone banking
*APY = Annual Percentage Yield. Rates are accurate as of 02/02/2026. LUV Fund Money Markets are paid with dividends beginning to accrue no later than the business day we receive credit for the deposit. LUV Fund Money Market dividend compounds monthly. Fees could reduce earnings. Your dividend rate can change at any time without notice. See swacu.org for details. Insured by NCUA.
Protect Yourself from Overdrafts
Link Your Savings Account with Overdraft Protection
You can link your savings account to your checking account for added peace of mind. If your checking account is overdrawn, available funds from your savings will automatically transfer to cover the difference.
Set Up an Overdraft Protection Loan
For additional coverage, you may apply for our overdraft protection loan. This works like a line of credit—if your checking account balance goes negative, funds are advanced to cover the shortfall. As you repay the balance, your available credit is restored and ready for future use.
