Zelle
Send money to friends, family, and others you trust anywhere, anytime. No matter where they have an account, you can send them funds.
Zelle®, a fast, safe, and contact-free way to send and receive money with the people you know and trust, for all sorts of things. Once logged in, you can send, request, and split expenses in just a matter of minutes. Say you want to send your friend Amy money for her birthday. Just select her from your contact list. Enter the amount to send and, if you'd like, a reason. If Amy is already enrolled with Zelle®, the money will arrive directly in her bank account, typically in minutes. If she’s not enrolled with Zelle®, she’ll get a message explaining how to enroll to receive her money. How simple is that?
Requesting money and splitting expenses are just as easy. Use Request to request a payment from someone you know, like from your roommate, who owes you for their share of the rent.
Use Split if the request needs to be divided among a group, like splitting the dinner bill among friends.
Activity includes your pending items and past activity. And if a payment requires your attention, you’ll see an alert. Recipients is where you store your Zelle® contacts and add new ones. And Settings is where you manage your email addresses and U.S. mobile phone numbers you use to send and receive money. It's also where you store your Zelle® contacts and add new ones. Keep in mind that Zelle® can send money from your bank account to someone else’s in minutes, so it’s important you know and trust the person you're sending money to.
Zelle Network Terms and Conditions
Internal Transfer
Transfer funds from your SWACU account to any other SWACU account
Internal transfers are instant, they only take a few seconds and your balances update in real time. From the transfers tab you can make a quick transfer and review the scheduled transfers you've set up review the details or delete ones that are no longer useful. To make a transfer just select the accounts. Enter an amount and pick a date if you'd like to schedule it for the future. To make it recurring transfer just select a frequency and it will be added to your list of scheduled transfers. Then, Review. Once finished If it's a one-time transfer your balances will be updated in real time. And your new transfer will be added to your recent transactions.
External Transfer
Transfer funds from your SWACU account to an account you own at another financial institution. *You will need to set up the account in advance with your username and password or verify test transactions. Once verified your good to go! You are required to be an owner on the sending and receiving accounts to use external transfers.
*In some cases when setting up an external account SWACU may be required to contact you and ask you for additional account verification, such as a copy of your statement. This is done for your protection against fraud.
Wire Transfer
This is the fastest way to send money when it's needed in a hurry. To send a wire transfer you may visit us in a branch or call us at 1 (800) 262-5325. To send a wire transfer you will need:
- The recipient's (individual or business) name, account number, phone number, and address (no PO Box allowed).
- The recipient's bank name, ABA/routing number, and bank city and state.
Note that cut off time to receive wire request is 1:00 PM CST, Monday – Friday. Requests received after this time will be processed the next business day.
ACH Transfers
Otherwise known as automatic payments, you can establish a one-time or recurring electronic payment to be automatically credited to any SWACU Loan account.
Questions?
If you have any questions, please don’t hesitate to contact us at 1 (800) 262-5325.
