Loan Rates

Effective date March 1, 2013. Rates subject to change.

Loan TypeTermAPR*Limits
Line of CreditOpen14.90%Based on income and ability to repay
SignatureUp to 60 months9.50% - 16.00%Based on income and ability to repay**
VISA ClassicNo Annual Fee11.50%
VISA Platinum No Annual Fee9.90%
New AutoUp to 72 months**1.90% - 14.90%100% Financing**
Used AutoUp to 72 months**1.90% - 14.90%NADA Value**
New MotorcycleUp to 72 months1.90% - 14.90%100% Financing**
Used MotorcycleUp to 72 months1.90%-14.90%NADA Value**
New BoatUp to 60 months4.50%-15.00%100% Financing**
72 months5.50%-16.00%100% Financing**
Used BoatUp to 60 months4.50%-15.00%NADA Value**
72 months5.50%-16.00%NADA Value**
New Recreational VehicleUp to 60 months4.50%-15.00%100% Financing**
72 months5.50%-16.00%100% Financing**
Used Recreational VehicleUp to 60 months4.50%-15.00%NADA Value**
72 months5.50%-16.00%NADA Value**
Collateral BalloonUp to 36 months2.40% - 15.40%NADA Value**
CollateralUp to 72 months1.90% - 15.90%NADA Value**
Overdraft ProtectionOpen14.90%
Share SecuredMax. 36 Months4 points Above Regular Share RateShare in excess of $50 minimum
Certificate Secured4 points Above Certificate RateLife of Certificate

*Annual Percentage Rate.

**Loan rates and terms are based on the credit worthiness of the borrower. The actual rate you receive will be based on your credit score.