Our secured loan options can often bring you our best rates on loans. These can be seen as the “have your cake and eat it too” options. You can utilize your existing assets or funds without actually using them up.

  • Receive a loan up to 100% of the amount of your money deposited with us in share savings or certificates.

    • Our lowest interest rates
    • Builds/repairs credit history
    • Collateral still earns dividends

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  • Use collateral, such as a car or boat, to secure a great rate on a personal loan from SWACU.

    • Fast, local decision making
    • Easy application process
    • Payment protection available

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