Other Services

While we won't clean your pool or walk your dog, we do offer quite an array of convenience services to our members, some of which are listed below.

Courtesy Pay

Courtesy Pay is a service that allows the Credit Union to pay an item presented against your

checking account even if it causes the account to become overdrawn. Courtesy Pay may

provide certain account holders in good standing with the ability to overdraw their checking

account up to $528. The Courtesy Pay dollar amount limit includes any overdraft fees assessed.

If your checking account has been maintained in good standing, we may, at our sole

discretion, pay overdrafts up to the limit mentioned above, including Courtesy Pay overdraft

fee(s). Whether we pay or return an item, your account may be assessed a fee, either as a

Courtesy Pay fee or a Non‐Sufficient Funds fee, but you will not be charged both fees by us. View disclosures and download forms here.

Wire Transfer

The fastest way to send money when it is needed in a hurry. We can initiate domestic and international wire transfers. Download a wire transfer form.

ACH Transfers

Otherwise known as automatic payments, you can establish a one-time or recurring electronic payment to be automatically deducted from your SWACU account. Download a transfer form for a single debit or recurring payments.

Stop Payment

In case you ever need to, we can process a stop payment order efficiently and hassle-free. Download a stop payment form.

Payment Protection

We offer insurance for new and existing loans for just pennies a day, providing your family protection in case of death or disability and loan payments can't be made.

Payroll Deduction

You can choose an amount to have automatically deducted from your paycheck and applied to loan payments with SWACU. Download a payroll deduction form.

Direct Deposit

Direct deposit is available for you to have paychecks automatically deposited into your SWACU account. Download a direct deposit form.

GAP Coverage

If your vehicle is stolen or totaled, this optional protection will cover any gap between what your insurance will cover and what you still owe.

Identity Secure®

IdentitySecure provides the advanced protection of fraud alerts and more, so you can lock down your identity and maintain control of your life. IdentitySecure features the following:

  • Triple-Bureau Credit Reports and Scores
  • Triple-Bureau Daily Credit Monitoring Credit/Debit Card and Social Security Number
  • Internet Fraud Monitoring
  • Identity Fraud Support

Try all the benefits of IdentitySecure protection with the first month for $1. For more information click here.