Loan Rates

Effective date August 1, 2009. Rates subject to change.

Loan TypeTermAPR*Limits
Line of CreditOpen14.90%Based on income and ability to repay
SignatureUp to 60 months9.50%Based on income and ability to repay
VISA ClassicNo Annual Fee11.50%
VISA Platinum No Annual Fee9.90%
New AutoUp to 72 months**1.90% - 14.90%100% Financing**
Used AutoUp to 72 months**1.90% - 14.90%NADA Value**
New MotorcycleUp to 60 months6.99%100% Financing**
72 months8.00%100% Financing**
Used MotorcycleUp to 60 months6.99%NADA Value**
72 months8.00%NADA Value**
New BoatUp to 60 months6.99%100% Financing**
72 months8.00%100% Financing**
Used BoatUp to 60 months6.99%NADA Value**
72 months8.00%NADA Value**
New Recreational VehicleUp to 60 months6.99%100% Financing**
72 months8.00%100% Financing**
Used Recreational VehicleUp to 60 months6.99%NADA Value**
72 months8.00%NADA Value**
Collateral BalloonUp to 36 months9.00%NADA Value**
CollateralUp to 36 months9.00%NADA Value**
Up to 60 months10.00%NADA Value**
Stock SecuredUp to 24 months10.50%55% of Stock Value
Overdraft ProtectionOpen14.90%
Share SecuredMax. 36 Months4 points Above Regular Share RateShare in excess of $50 minimum
Certificate Secured4 points Above Certificate RateLife of Certificate

*Annual Percentage Rate. Example: Based on 16% APR - 12 monthly payments $90.76 per $1,000 borrowed with approved credit.

**Auto loan rates and terms are based on the credit worthiness of the borrower. The actual rate you receive will be based on your credit score.