Home Improvement Loan

Home Improvement Loan

Ahhh, home sweet home. You love everything about it. Except...

We'll let you fill in the blank there. It seems every homeowner has something on their wish list, from minor cosmetics to knocking out walls for a whole new kitchen. No matter the scale, SWACU can help make it happen. Texas homeowners benefit from our personalized process and great rates.

Summary
  • Available to Texas owner-occupied properties only
  • Reasonable, fixed monthly payments
  • Improvements must be permanent improvements
  • Closing costs may vary
  • Closing costs may be rolled into loan*
  • Appraisal may be required ($350 fee)
  • All home improvement loans require a general contractor

Take a look at our current rates.

*Provided the loan does not exceed 100% of the home's market value.